Jewel Moore
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How Much Can You Afford?


 
The calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



The 10 Commandments When Applying For A Mortgage


 1)    Thou shalt NOT

       change jobs or

       quit your job!  

 

 2)  Thou shalt NOT

       buy a car!

 

 3)  Thou shalt NOT

      use charge cards

      excessively or make

      late payments!           

 

4)  Thou shalt NOT

     spend money you

     have set aside for

     your new home!

 

5)  Thou shalt NOT

     omit debts or

     liabilities from your

      loan application!

 

 6)  Thou shalt NOT

      buy furniture!

 

 7)  Thou shalt NOT

      originate any

      inquiries to your

      c redit!

 

 8)  Thou shalt NOT

      make large deposits

      t o your bank account!

 

 9)  Thou shalt NOT

      change bank accounts !

 

10)  Thou shalt NOT

       co-sign a loan

       for anyone!

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